Choose Travel Insurance for Family

Recognize the significance of family travel insurance for your upcoming vacation and ensure you’re protected with the appropriate travel insurance plan.

Choose Your Best Travel Insurance Plan

Note: Prices are shown in USD for informational purposes and for your convenience. The final price will be calculated in your local currency based on the exchange rate at the time of purchase.

What does Family Travel Insurance Cover?

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What to pay attention to when choosing an insurance program

Choosing an insurance program for family holiday, the traveler should take into account its peculiarities. Specialists advise paying special attention to the following points.

Amount of coverage

Policy cost

Customer Support

Cheapest Family Travel Insurance

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Advantages Of Family Holiday Insurance

There are a number of benefits to taking out a family travel insurance policy rather than separate policies for different family members:

  • Cost-effective: Group policies can be more economical, especially if you have multiple children requiring coverage.
  • Parent-only travel: Certain annual policies may cover parents when traveling without their children during the year.
  • Complimentary coverage for young children: Some policies provide free coverage for children below a specified age.
  • Convenience: Managing a policy covering multiple individuals is simpler than handling several separate policies.

What affects the cost of Family Travel Insurance?

Travel insurance expenses aren’t uniform for everyone. Several distinct factors will influence the price of your family travel insurance policy.

  • Duration of the trip:
    The duration of your trip significantly impacts the cost of both single trip and long-stay travel insurance policies. Extended stays abroad typically result in higher insurance costs.
  • Type of policy:
    Various types of family travel insurance come with distinct pricing. Single trip policies typically offer the most economical choice. However, if multiple holidays are in the plan, opting for multi-trip or long-stay coverage might be more cost-effective than purchasing several single trip policies.
  • Holiday destination:
    The cost of your travel insurance is often influenced by your holiday destination. This is due to varying medical expenses in different countries and the varying levels of risk associated with certain destinations.
  • Medical conditions:
    The presence of pre-existing medical conditions within your family might raise the cost of your travel insurance. Nonetheless, avoiding disclosure to your provider to reduce costs could lead to invalidation of your insurance policy.
  • Additional coverage options:
    Many providers offer various add-ons to expand your travel insurance coverage for specific activities or circumstances. Incorporating these options into your policy enhances coverage for you and your family but will also increase the overall policy cost.
  • Excess:
    The excess is an agreed-upon sum you’re willing to pay when filing a claim. Opting for a higher excess reduces policy costs but results in higher out-of-pocket expenses if a claim is made. Conversely, lowering the excess increases insurance expenses.

Types of Family Travel Insurance

Based on the nature of your family vacations and the number of trips you aim to cover, various types of family travel insurance policies are available. These policies can be tailored to align with your specific coverage requirements.

Single Family Trip Insurance

Single trip policy offer coverage for holidays lasting up to three months in a single destination. It’s an ideal choice for covering summer vacations and is often favored by families who don’t travel frequently within a year.

Long Stay Family Travel Insurance

Long-stay policies extend coverage for trips lasting up to 18 months and can encompass multiple destinations within a single trip. This policy proves beneficial for extended vacations involving extensive travel across various locations.

Annual Family Travel Insurance

Annual family travel insurance provide coverage for all holidays taken within a 12-month period. For families frequently traveling throughout the year, opting for a multi-trip policy might be more cost-effective than obtaining separate single travel policies each time.

Quick Quote

Managers will advise you on the terms and conditions of the tourist insurance program you are interested in. You can apply for travel insurance and receive the policy online.


Good to Know

Family travel insurance consolidates coverage for all family members under one policy. When planning a family holiday with kids, this option serves as a convenient alternative to purchasing individual policies for each family member. It streamlines management and can potentially result in cost savings in certain instances.

While uncommon, some family travel insurance plans may provide limited coverage for individuals traveling without the rest of the family. However, these allowances vary among providers, and not all offer this option.

Single trip insurance policy is intended for family holidays and typically don’t cover solo travelers. On the other hand, annual family travel insurance might cover parents traveling without children during the policy term but won’t extend coverage to children traveling alone or with others.

To be eligible for a family travel insurance policy, certain age limitations are in place. Children covered under the policy are limited to those under 18 years old; individuals over this age require separate insurance. While parents generally don’t face age restrictions, some insurance providers might impose upper age limits, especially for annual multi-trip policies.

Absolutely, a pre-existing condition shouldn’t hinder you or your family from obtaining coverage, although it may lead to higher costs for travel insurance.

With family travel insurance, you have the flexibility to select the countries covered by your policy. Multi-trip and long-stay policies extend coverage to various destinations within the specified range throughout the policy duration.