Choose Long Term Travel Insurance

Whether you’re embarking on a round-the-world adventure or planning to spend winter in the sun, make sure to arrange long-term travel insurance before you depart.

What Does Travel Insurance Cover?

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What to pay attention to when choosing an insurance program

Choosing an insurance program for a tourist trip, the traveler should take into account its peculiarities. Specialists advise paying special attention to the following points.

Amount of coverage

Policy cost

Customer Support

Long Stay Travel Insurance for over 65

Choose Your Best Travel Insurance Plan

Note: Prices are shown in USD for informational purposes and for your convenience. The final price will be calculated in your local currency based on the exchange rate at the time of purchase.

What affects the cost of long term travel insurance?

The price of long-term travel insurance fluctuates significantly and relies on several factors, such as:

  • Age:
    As you age, the cost of your premiums is likely to rise due to a higher probability of potential claims being made.
  • Health:
    It’s essential to disclose any pre-existing medical conditions to your insurer. Neglecting to do so could lead to your policy becoming invalid or potential claims being denied in the future.
  • Duration of the trip:
    Long-stay travel insurance is tailored for extended durations; however, extended stays often correlate with increased premiums.
  • Destination:
    The level of risk associated with a country varies based on your travel destination, influencing the price of your insurance premium.
  • Luggage and personal possessions:
    Safeguarding your valuables during international travel is crucial. Higher valued possessions often result in increased insurance premiums.
  • Activities you intend to engage in:
    To participate in high-risk activities, water sports, or excursions, additional coverage must be added to your policy.

How does long stay travel insurance differ from annual travel insurance?

The price of extended travel insurance fluctuates significantly and hinges on various factors, such as:

Long Term Travel Insurance

  • This type of insurance is designed for a single trip exceeding one month in duration.
  • You can receive coverage for a period spanning from 31 days to 18 months.
  • This policy does not encompass multiple journeys.
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Annual trip insurance

  • Annual multi-trip insurance encompasses multiple journeys throughout the policy year.
  • It provides coverage for various trips, with a maximum duration of 31 days per trip.
  • This insurance is specifically tailored for numerous short trips within the covered year and isn’t suited for prolonged stays.

Quick Quote

Managers will advise you on the terms and conditions of the tourist insurance program you are interested in. You can apply for travel insurance and receive the policy online.

health protection while traveling

Good to Know

Long stay travel insurance is a type of insurance that provides coverage for individuals traveling for an extended period, usually more than the typical duration covered by standard travel insurance policies. It’s tailored for trips that last several months to a year or even longer.

Typically, regular single-trip travel insurance usually applies to trips under 31 days. Yet, for trips spanning multiple countries or lasting more than 90 days, opting for long-stay travel insurance would be more suitable.

Should you choose to lengthen your journey, you can frequently prolong your insurance coverage online. In case your current policy doesn’t allow extensions post-expiry, you can acquire a new policy during your travels to ensure coverage for the remainder of your trip.

Unfortunately, the majority of annual travel insurance policies typically provide coverage for individual trips lasting no more than 31 days, despite the policy’s year-long duration. Therefore, if your plans involve a trip lasting longer than a month, you’ll require long-term travel coverage instead.

Extended stay travel insurance is available for individuals, couples, families, and groups, catering to diverse personal requirements throughout your vacation.

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