Choose Long Term Travel Insurance
Whether you’re embarking on a round-the-world adventure or planning to spend winter in the sun, make sure to arrange long-term travel insurance before you depart.
What to pay attention to when choosing an insurance program
Choosing an insurance program for a tourist trip, the traveler should take into account its peculiarities. Specialists advise paying special attention to the following points.
Amount of coverage
Policy cost
Customer Support
Long Stay Travel Insurance
Safeguard your adventure with peace of mind. Choose the right travel insurance plan today and embark on your journey with confidence. Compare plans and select your coverage in just a few clicks.
Choose Your Best Travel Insurance Plan
-
Silver$0.69/day$0.88/dayWorldwide coverage$70 000Deductible - 25%20 options available
- Coverage of treatment for COVID-19
- Medical care
- Treatment due to injury (outpatient)
- Calling a doctor
- Examination / doctor's consultation
- Emergency dental care
- Exacerbation of chronic diseases
- Outpatient treatment
- Inpatient treatment
- Midwifery care until the 29th week
- Emergency call
- Calling a taxi to the hospital
- Transportation by medical aviation
- Medical evacuation to the country of residence
- Coverage of the diagnosis of COVID-19
- Coverage of treatment for COVID-19
- Medical care
- Outpatient treatment
- Inpatient treatment
- Compulsory observation for up to 15 days
- Limit 10% of the coverage amount
- Service exclusively in case of the absence of alcohol in the blood
- Repatriation of the body to the homeland
- Burial in place
- Active leisure
- Extreme vacation
- Sports
-
Gold$1.19/day$1.51/dayWorldwide coverage$100 000Deductible - 0%30 options available
- Coverage of treatment for COVID-19
- Medical care
- Treatment due to injury (outpatient)
- Calling a doctor
- Examination / doctor's consultation
- Emergency dental care
- Exacerbation of chronic diseases
- Outpatient treatment
- Inpatient treatment
- Midwifery care until the 29th week
- Emergency call
- Calling a taxi to the hospital
- Transportation by medical aviation
- Medical evacuation to the country of residence
- Coverage of the diagnosis of COVID-19
- Coverage of treatment for COVID-19
- Medical care
- Outpatient treatment
- Inpatient treatment
- Compulsory observation for up to 15 days
- Limit 10% of the coverage amount
- Swimming in the pool, sea, ocean, etc.
- Not tracked by Insurance company
- Repatriation of the body to the homeland
- Burial in place
- Active leisure
- Extreme vacation
- Sports
-
Platinum$3.99/day$5.07/dayWorldwide coverage$200 000Deductible - 0%60 options available
- Coverage of treatment for COVID-19
- Medical care
- Treatment due to injury (outpatient)
- Calling a doctor
- Examination / doctor's consultation
- Emergency dental care
- Exacerbation of chronic diseases
- Outpatient treatment
- Inpatient treatment
- Midwifery care until the 29th week
- Emergency call
- Calling a taxi to the hospital
- Transportation by medical aviation
- Medical evacuation to the country of residence
- Coverage of the diagnosis of COVID-19
- Coverage of treatment for COVID-19
- Medical care
- Outpatient treatment
- Inpatient treatment
- Compulsory observation for up to 15 days
- Limit 10% of the coverage amount
- Swimming in the pool, sea, ocean, etc.
- Not tracked by Insurance company
- Payment of the cost of telephone communication - 100 USD/EUR
- Loss of baggage
- Baggage delay
- Loss of documents
- Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
- Payment of attorney's services
- Payment of interpreter services
- Depositing the deposit necessary for the release of the insured person from arrest
- Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
- Return of adults
- Returning home minor children
- Flight delay over 4 hours
- 15 days
- Inpatient treatment
- Expenses for staying abroad
- Transportation after inpatient treatment
- Payment for accommodation in the hotel of one relative for the period of inpatient treatment of the insured person
- Payment for the travel of one relative of the insured person in case of his hospitalization or death
- Expenses for staying abroad after the contract expires
- Monetary compensation as a result of damage to the life or health of third parties
- Monetary compensation as a result of moral damage caused to third parties
- Monetary compensation as a result of damage to the property of third parties
- Car transportation to the nearest service station
- Return of the driver and passengers to the country of permanent residence
- Sudden technical breakdown or damage due to a road accident
- Repatriation of the body to the homeland
- Burial in place
- Payment of expenses related to search operations
- Payment of costs associated with search operations in remote locations
- Reimbursement of expenses in case of force majeure (accident, including death, disability, etc.
- Active leisure
- Extreme vacation
- Sports
Note: Prices are shown in USD for informational purposes and for your convenience. The final price will be calculated in your local currency based on the exchange rate at the time of purchase.
What affects the cost of long term travel insurance?
The price of long-term travel insurance fluctuates significantly and relies on several factors, such as:
- Age:
As you age, the cost of your premiums is likely to rise due to a higher probability of potential claims being made. - Health:
It’s essential to disclose any pre-existing medical conditions to your insurer. Neglecting to do so could lead to your policy becoming invalid or potential claims being denied in the future. - Duration of the trip:
Long-stay travel insurance is tailored for extended durations; however, extended stays often correlate with increased premiums. - Destination:
The level of risk associated with a country varies based on your travel destination, influencing the price of your insurance premium. - Luggage and personal possessions:
Safeguarding your valuables during international travel is crucial. Higher valued possessions often result in increased insurance premiums. - Activities you intend to engage in:
To participate in high-risk activities, water sports, or excursions, additional coverage must be added to your policy.
How does long stay travel insurance differ from annual travel insurance?
The price of extended travel insurance fluctuates significantly and hinges on various factors, such as:
Long Term Travel Insurance
- This type of insurance is designed for a single trip exceeding one month in duration.
- You can receive coverage for a period spanning from 31 days to 18 months.
- This policy does not encompass multiple journeys.
Annual trip insurance
- Annual multi-trip insurance encompasses multiple journeys throughout the policy year.
- It provides coverage for various trips, with a maximum duration of 31 days per trip.
- This insurance is specifically tailored for numerous short trips within the covered year and isn’t suited for prolonged stays.
Quick Quote
Managers will advise you on the terms and conditions of the tourist insurance program you are interested in. You can apply for travel insurance and receive the policy online.
Popular destinations
Good to Know
Long stay travel insurance is a type of insurance that provides coverage for individuals traveling for an extended period, usually more than the typical duration covered by standard travel insurance policies. It’s tailored for trips that last several months to a year or even longer.
Typically, regular single-trip travel insurance usually applies to trips under 31 days. Yet, for trips spanning multiple countries or lasting more than 90 days, opting for long-stay travel insurance would be more suitable.
Should you choose to lengthen your journey, you can frequently prolong your insurance coverage online. In case your current policy doesn’t allow extensions post-expiry, you can acquire a new policy during your travels to ensure coverage for the remainder of your trip.
Unfortunately, the majority of annual travel insurance policies typically provide coverage for individual trips lasting no more than 31 days, despite the policy’s year-long duration. Therefore, if your plans involve a trip lasting longer than a month, you’ll require long-term travel coverage instead.
Extended stay travel insurance is available for individuals, couples, families, and groups, catering to diverse personal requirements throughout your vacation.
.